When you have a car accident, you can expect that it will cost you something, even if you did not cause the crash. Aside from the pain and suffering you may endure from injuries or anxiety, the financial expenses can also pile up. Here are some costs you should be prepared to pay or list on an insurance claim if you have a car wreck.
Any accident can cause damage to your vehicle. Even a seemingly minor fender bender can scratch the paint or bend your axle. You may need collision repair Fort Worth TX, or your car may be completely totaled. If the latter is the case, you can expect to be looking at car payments in the near future, as your insurance is unlikely to cover the total cost of replacement.
If you are injured in a car accident, you will probably have medical bills. Who is responsible for these bills depends on several factors. When the other driver is at fault, his or her insurance should cover at least part of your medical bills or whatever amount you are awarded in the settlement. If you are at fault, your insurance may cover some of the costs. Serious injuries with ongoing repercussions, however, may result in significant out-of-pocket expenses.
When an accident causes a serious injury, you may not be able to work for a while. This can result in lost income, at least until supplemental resources kick in. You may qualify for aid if your injuries are severe enough.
A car accident may become more than an inconvenience. The financial strain of car repairs, lost wages and medical expenses can be daunting, whether you were responsible for the accident or not. Knowing potential costs ahead of time can help you know what to look for when you are filing insurance claims.